104: Unemployment rate lowest since 2000, Middle class is struggling, and the Future of the middle class

In episode 104, we have another educational show on Money Factor! We discuss how and why the unemployment rate is the lowest i has been since 2000.  Plus we breakdown how many Americans are struggling to afford a basic middle class life. Plus, we dive into the future of the middle class initiative. All this and more on  The #Money Factor.
 

Links:

http://money.cnn.com/2018/05/04/news/economy/april-jobs-report/index.html?iid=EL

http://money.cnn.com/2018/05/17/news/economy/us-middle-class-basics-study/index.html

https://www.brookings.edu/project/future-of-the-middle-class-initiative/

103: Money Tips for Young Adults, Awesome Internships for High School Students, and The College Cafe

In episode 103, we bring you another amazing and informative show on Money Factor!  We breakdown 3 important money tips for young adult starting their financial lives. We also dive into 14 internships opportunities for high school students. Plus, we discuss the College Cafe’s College Planning Night here in Houston. All this and more on  The #Money Factor.

Links:

http://money.cnn.com/2018/05/03/pf/high-school-financial-advice/index.html?category=pf

https://blog.collegevine.com/14-awesome-internships-for-high-school-students/

http://commonblackcollegeapp.com/

Https://www.nytimes.com/2018/05/03/us/teenager-college-acceptance-scholarships.html

102: Women living longer, but not enough money; What wealth means to women

In episode 102, we bring you a show all about women and money on Money Factor!  We dive into women living longer, but not preparing for retirement. We also breakdown why it is important for women to be financial literate. Plus, we discuss tips on how to make up for not preparing for retirement. All this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/04/27/pf/women-retirement-age/index.html

https://finance.yahoo.com/news/warren-buffett-women-make-optimistic-country-120930431.html

http://money.cnn.com/2017/09/06/pf/women-wealth-money/index.html?iid=EL

http://money.cnn.com/2018/04/23/retirement/no-retirement-savings/index.html

101: Wells Fargo Fined, Women Hold the Key to Economic Growth, and Retirees Underestimating Spending

In episode 101, we bring you another informative show on Money Factor! We dive into Wells Fargo being fined $1 billion for insurance and mortgage abuse.  We also breakdown why billionaire Warren Buffett believes women hold the key to economic growth . Plus, we discuss how retirees are underestimating their spending. All this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/04/20/news/companies/wells-fargo-regulators-auto-lending-fine/index.html

https://finance.yahoo.com/news/warren-buffett-women-make-optimistic-country-120930431.html

https://finance.yahoo.com/news/where-retirees-underestimate-spending-150000278.html

100: 100TH Episode Special!

In episode 100, we celebrate our 100th show on Money Factor! We first look back at our favorite money advice from past shows. We also we breakdown how  finance and health work together. Plus, we dive into financial literacy workshops that are being provided in Houston All this and moe on The #Money Factor

099: Houston Money Week with Erika Jones

In episode 99, we welcome guest host Erika Jones (Askbenhoustonmoneyweek@gmail.com) to continue financial literacy month on Money Factor! We dive into everything you need to know about Houston money week. We also discuss tips to help save for the future. Plus,  we breakdown the state of K–12 economic and financial education in the US. All this and more on The #Money Factor.

 

Links:
https://www.houstonmoneyweek.org/

https://www.councilforeconed.org/policy-and-advocacy/survey-of-the-states-2/

https://www.councilforeconed.org/wp-content/uploads/2018/02/2018-SOS-Layout-18.pdf

 

098: Financial Literacy Month; 30 Steps to Financial Wellness

In episode 98, we discuss  financial literacy on Money Factor! We dig into  what it means to be financial literate and why April is financial literacy month. . We also breakdown 30 steps to achieving financial wellness. Plus, we dive into why having financial wellness is so important. All this and more on The #Money Factor.

Links:

https://www.forbes.com/sites/markavallone/2018/03/31/april-is-financial-literacy-month-why-financial-wellness-matters/#e3f2aee6f132

http://www.financialliteracymonth.com/30Steps.aspx

097: Tax Forms You Need to Know, Late Filing Penalties, Affordable Tax Preparation

In episode 97, we bring you the latest in taxes on Money Factor!. We breakdown the 9 tax forms you need to be familiar with. We also dive into everything you need to know about late tax filing penalties. Plus, we discuss simple and affordable tax preparation options. All this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/03/22/pf/tax-filing-mistakes-avoid/index.html

http://money.cnn.com/2018/03/15/pf/taxes/penalty-for-filing-taxes-late/index.html?iid=EL

https://blog.taxact.com/top-irs-tax-forms/?sc=17108211010103&dclid=CI7o8rWOitoCFYoxaQod7ZADCA

096: US Debt, Toys R Us Closing, Walmart Giving Raises

In episode 96, we give you another riveting show on Money Factor. We dive into how the interest affects the US debt. We also breakdown the closing of Toys R Us nationwide. Plus, we discuss Walmart increasing their minimum, wage. All this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/03/15/news/economy/interest-on-the-debt/index.html

http://money.cnn.com/2018/03/16/news/companies/toys-r-us-employees/index.html?iid=surge-story-summary

http://money.cnn.com/2018/01/11/news/companies/walmart-minimum-wage-increase/index.html?iid=EL

094: College Planning: Tax Credits, Costs, and Savings!

In episode 94, we discuss all things college on the Money Factor.  We dive into what you need to know to maximize college tax credit. We also breakdown how much students will need for college. Plus, We take a look at  Heartland Institute of Financial Education(HIFE) College Planning. All of this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/03/05/pf/taxes/college-tax-credit/index.html

https://www.savingforcollege.com/calculators/worlds-simplest-college-cost-calculator

http://hife-usa.org/college-education-planning-programs/

093: The Money Factor: America Saves Week, Understanding Interest and Your Rate of Return, Breaking Poor Savings Habits

n episode 93, we discuss finances and more on The Money Factor. We dive into the America saves week campaign and how you can win more money to actively save. We also breakdown how to understand interest and the rate of your return. Plus, we discuss how to break poor spending habits. All of this and more on The #Money Factor.

Links:

https://americasaves.org/organizations/america-saves-week

https://slate.com/business/2018/01/americans-arent-saving-any-money.html

092: Black Panther's financial Success, Dead Presidents, The Power of Inflation,

In episode 92, we discuss all things this week that affect your Money Factor. We breakdown the financial success in Black Panther's first week. We also define Dead Presidents and how their faces appear on US currency. Plus, we give you key examples surrounding the power of inflation. All of this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/02/18/media/black-panther-box-office/index.html

https://www.investopedia.com/terms/d/dead-presidents.asp

http://money.cnn.com/2017/04/13/news/economy/dollar-currency-president-trump/index.html

https://data.bls.gov/cgi-bin/cpicalc.pl?cost1=1%2C000%2C000&year1=200001&year2=201801

https://www.cnbc.com/2018/02/14/us-consumer-price-index-jan-2018.html

091: The 2018 Tax Laws and How They Affect You

In episode 91, we welcome Rosa A. Weaver Esq.  (rosa.weaver@4283legaladvisors.com)  to dive deep into the new 2018 tax bill that’s affecting the country this year and next year. We take a look at deductions, credits, and new limits that will affect you whether filing single or married. We also find out what requirements are on expats and those looking to retire abroad. Plus, Rosa drops important information when it comes to alimony, “kiddie taxes”, and the Affordable Healthcare Act. All of this and more on The #Money Factor.

Links:

https://www.4283legaladvisors.com/single-post/2018/01/23/The-Skinny-on-the-New-Tax-Bill

090: Wells Fargo Financial Scandal, Top Percent of Income Earners, Working Your X Curve

In episode 90, we continue to provide content to help grow your money factor! We discuss the ongoing Wells Fargo scandal and look at a specific timeline showcasing their mis-dealings. We also give you an interactive graph of where your income places you in comparison to the top 1%. Plus, we teach you how to work on your financial X-Curve!  All of this and more on The #Money Factor.

Links:

http://money.cnn.com/2018/02/05/news/companies/wells-fargo-timeline/index.html?iid=hp-stack-dom

http://money.cnn.com/calculator/pf/income-rank/

https://finance.yahoo.com/news/americans-reveal-top-money-goals-2018-list-144558342.html

089: U.S. Spending vs. Savings, 15 Things to Know About Your Money, 2018 Important Financial Dates

In episode 89, we give you the latest info that’s affecting your money factor! We start with startling statistics regarding the US and the amount of decline from citizen-based savings accounts. We also take a look at 15 things you need to know about your money. Plus, we give you key dates to jot down on your 2018 financial calendar.   All of this and more on The #Money Factor.


Links:

https://www.reuters.com/article/us-usa-economy-spending/u-s-consumer-spending-rises-savings-drop-to-10-year-low-idUSKBN1FI1NJ

https://www.moneytalksnews.com/slideshows/15-things-you-really-should-know-about-money-in-2018/?all

http://www.wisebread.com/15-important-financial-dates-to-mark-on-your-calendar

088: Right Way Tax Services, 2017 Financial Tax Brackets, Government Shutdown 2018

In episode 88, we welcome guest host Akilah Glaspie (akilah@taxrightway.com) from Right Way Tax and Financial Services to discuss financial sense here on The Money Factor. We dive into the upcoming 2018 tax year, 2017 tax brackets, and great tips you need to be aware of to be prepared for it. We also discuss the government shutdown and how it can impact your life moving forward.  All of this and more on The #Money Factor.

Links:

https://www.taxrightway.com/

https://turbotax.intuit.com/tax-tools/calculators/tax-bracket/

http://money.cnn.com/2018/01/19/news/economy/government-shutdown-cost/index.html?iid=hp-stack-dom

https://twocents.lifehacker.com/how-a-government-shutdown-could-affect-your-finances-1821181628

087: Money Mistakes to Avoid in 2018, Financial New Year's Resolution Tips, Overpowering Your Debt

In episode 87, we come back with the financial wisdom from The Money Factor. We start by discussing financial mistakes to avoid as we move into 2018. We also discuss resolution tips to keep you on your financial plan this year. Plus, we give some key insight on how to overpower your debt.  All of this and more on The #Money Factor.

Links:

http://money.cnn.com/2017/12/28/pf/money-dont-dos/index.html

http://www.newsweek.com/saving-money-new-year-richer-201-766124

086: No Raises in 2018, Rental Rates Skyrocketing, Credit Card Debt Eating Your Lunch

In episode 86, we bring you the continued financial news and information to sow into your money factor! We discuss the lack of raises to be expected in 2018 for the US and tips on increasing your cash flow. We also look at the rental rates continuing to increase and some of the factors as to why. Plus, credit card debt is literally eating your lunch! All of this and more on The #Money Factor.

Links:

http://money.cnn.com/2017/12/12/pf/pay-salary-work-inflation/index.html?iid=SF_LN

http://money.cnn.com/2017/12/14/real_estate/rent-costs-too-high-cost-burdened/index.html?iid=SF_LN

http://money.cnn.com/2017/12/13/pf/credit-card-debt/index.html?iid=SF_LN

085: The Future of Bitcoin, Paying Uncle Sam, Knowing Your Investing Risk Tolerance

In episode 85, we discuss all things Bitcoin! We give you the ins and outs of the growing financial phenomenon and how it can affect your pocketbook. We also discuss the tax implications on this digital currency and how Uncle Sam is looking to get his cut. Plus, we give you valuable insight what your risk tolerance should be when investing. All of this and more on The #Money Factor.

Links:

https://www.cnbc.com/2017/12/07/should-you-buy-into-bitcoin-heres-what-top-investors-say.html

http://money.cnn.com/2017/12/07/technology/bitcoin-explainer/index.html

https://www.buybitcoinworldwide.com/kb/investing-in-bitcoin/

https://www.cnbc.com/2017/12/07/while-youre-tallying-your-bitcoin-gains-dont-forget-the-taxman.html