In episode 71, we welcome guest host Chairidee Smith of Ms. Mogul (www.chairidee.com) to dive into the realm of finances and home ownership. We discuss the concept of homeownership as the American dream. We also give insight to saving for a down payment for a new home. Plus, we give 7 key tips when becoming a 1st time homebuyer. All of this and more on the #MoneyFactor.